How To Reduce Stress In The Event Of A Flood Or Fire

We all hope that we will never be affected by a fire or flood. However, often when it happens, it takes the homeowner by surprise.

And when you have water pouring in from under your doors, you do not want to be dashing around trying to find essential paperwork for your insurance company.

The Great news is that there are a few things you can do to make it as easy as possible to effect a clean up in the aftermath of a fire or flood.

1.  Keep your insurance policy details, contact numbers and certificates to hand. A easy way to do this is to choose a bold colour file and label it clearly so this is easy to find.

2.  Add all the details of your preferred fire damage remediation and flood damage remediation company into the file with your insurance details. Rainbow International is reachable 24/7 365 days a year on our emergency line 01623 422488, so keep this number to hand, just in case you should need to call in a fire or flood remediation company as a matter of urgency.

3.  Make sure you check your home insurance to see what the single item limit is. if you own items that exceed that limit you should either arrange for them to be named on the insurance if they are covered, or seek out separate insurance for those particular items. this will help you avoid any unpleasant surprises when your insurance company refuses to pay out for your watch collection, or your racing bike.

4.  Keep your receipts for any expensive or key items in your home. Many receipts are now delivered by email which means these can be saved on to the cloud so they are easily accessed. paper receipts should be kept in a file or folder so that you can provide evidence of your purchase and the cost of these purchases to your insurance  provider.

Some insurance companies will have a flood damage restoration company which they recommend.

Rainbow international is recommended by many insurance companies, and we have worked with many more to help homeowners get back into their homes quickly after a flood or an escape of water.

If you have a preferred fire damage or flood damage remediation team you’d like to use to help you to get your home or workplace back into a serviceable condition, you can always ask. More often than not, if you want to use an established professional flood damage restoration company, your insurance will usually be happy for you to choose your flood redemption team.

If you require any help/advice or assistance if you have experienced a peril in your home, do not hesitate to contact the Rainbow Sussex team today on 01273 891 659